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Specialist to the life annuity to Agen 47000. Formely STUDY LODEL in Paris, 40 years for life annuity. National member of the association for the defence of the interest of the persons of private means life annuity.

Let us remind that an operation with character for life annuity, which provokes the dismemberment of the full property in BARE. Property on one hand and in usufruct or right of custom on the other hand, with or without a total or partial conversion, in life annuity, is financially based on the fallowing three elements :

THE VALUE in full property which is generally determined without large difficulty by the concerned parts, possibly by the expert, or the confirmed real estate agent.

THE INTEREST RATE : The interest capitaliced in the operation aren't being made subject to tax, their rates must be relatively weak. Without neglecting the influence of the money market of the moment, the operation being called in the majority of the cases to spread in the time ( on average from 12 to 15 years) it's careful to hold an average rate. We shall thus retain on average an interest rate of about 4.5%. The duration of the operation : which depends on the age and the sex of each of the people on whom rests the operation. The life expactation. Likely duration of the life annuity. ESSENTIAL element. The distinction of the sexes in the composition of the couples is indispensable. In a couple, it's the longest life expectation not the sex which is dominant.

For more information concerning the life annuity you can contact us :

L'assurance immobilière
56 Boulevard Sylvain Dumon
47 000 AGEN
Phone : 05.53.66.54.99
Mobile : 06.67.34.05.72
Mail : simon.natas856@orange.fr